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🤝 Eligibility: Only for Salaried Employees with Minimum Monthly Take Home Salary of 50000.

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Personal Details

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How to create account.

Four simple steps to setup account.

process
01

Apply for the Loan

Go to the Apply Now page enter your details for the loan application and apply for the loan.

process
02

Submit Your Documents

As per the requirements of documents, submit your documents and get the response shortly.

process
03

Wait for the Approval

Once the documents are submitted, your loan approval takes a few hours only.

process
04

Get Disbursal

Get the disbursal directly in your linked account and use the fund as per the requirements.

Why Choose IndiaLending

Here are a few reasons to select choose IndiaLending as your personal loan provider. At IndiaLending, offer customized loans as per customers’ requirements. We try to understand the customer loan requirements and lend responsibly in such a manner where the loan doesn’t become a burden on the borrower.

Smart and Easy
Borrowing.
Get Funds Whenever
Needed.
Valuable Customer
Support.
Reasonable Interest
Rates
Real-time Loan Status
Update
Secure, Hassle Free and User Friendly
No Prepayment or foreclosure charges
24x7 Customer
Service

Features & Benefits

The beneficial features of an Best Instant Personal loan services always enhance your financial strength especially whenever you have the requirements of cash.

Easy Application

The application process for digital lending is easy due to its availability, forever presence, etc.

Competitive Interest

With the lower and more competitive rate of interest, you will enjoy lending and repayment.

Online Documentation

Documents can be submitted online and therefore you don’t have to send any physical copy.

No Hidden fees

In terms of fees i.e., interest and processing there are no hidden charges. It’s clear.

Fast Disbursal

With document verification which is fast you can enjoy instant disbursements.

Easy Repayment

Using UPI, internet banking etc. loan amounts can be repaid without any difficulties.

Payment Example

Loan Amount
₹100000
Tenure
12 Months
Interest Rate
32.64% PA
Admin Fee
2000
APR
35.96%
Amount Deposit
₹98000
Monthly EMI
₹9847
Total interest
₹18168

Eligibility Criteria For Instant Loan Online

You must be sure about the eligibility criteria while applying for an Instant Loan online, and it depends on various factors such as income and creditworthiness of the customers, age, nationality and residential status of the customers are also essential, so the factors affecting the eligibility criteria are as follows

To be eligible for our Instant Loan, you must be at least 18 years old and a legal resident or citizen of the country where the loan is offered. You’ll need to provide proof of steady income, whether from employment, self-employment, or other sources, to demonstrate your ability to repay the loan. An active bank account for fund disbursement and repayment is required, along with valid government-issued identification. While we consider your credit score, we are flexible and work with you to find the best solution for your emergency needs.

  • The Age must be above 18 and up to 65 years.
  • The credit score must be 750 or above 700.
  • The per month income should be at least 50,000.
  • The customer must be an Indian.
  • Documents required are PAN, Aadhar, Salary Slip, Bank Statement, Utility Bills, Rent Agreements, etc.

Documents Required for an
Online Instant Loan

Documents required for the loan application depend on the types of employment such as self-employed or salaried persons. However, the main documents are the same, especially for the identity and residential status. The income proof can be different. So the documents required for an online Instant Loan are as follows.

Aadhar Card
PAN Card
Salary Slip
Bank Statement

Instant loan in Our Different cities

Our Instant loan is always available in various cities of India for your financial assistance.

Rates & Charges




How is APR determined?

Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.

Working of Our Rates & Fees

APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.

Monthly Payment Example

Tenure Loan Amount Interest Rate Admin Fees Amount disbursed EMI Total Interest
12 Months Rs.100000 2% Rs.1000 Rs. 99000 Rs. 9456 Rs.13472

Documents Required Eligibility Criteria

ELIGIBILITY CRITERIA

  • Indian resident
  • Salaried Employee
  • Above 21 years of age
  • Savings Bank Account Holder
  • Fair CIBIL Score

DOCUMENTS REQUIRED

  • Completely filled personal loan application. Indian resident
  • PAN Card
  • Residence proof – Passport, Driving Licence, Voter ID, Postpaid/Landline Bill, Utility Bills (Electricity/Water/Gas).
  • Bank statements for the last 3 months of salary account.
  • Salary Slips of last 6 months.